Tag Archives: no buy month

savvy brown_no buy month

Frugal Fitness for Emergencies

What would you do if you lost your job? Do you have enough savings? Where would you cut back? What if you were out of work because you were recovering from surgery or an illness? What if you went through a divorce and the lawyer fees were astronomical? What would you do? I’m not asking these questions to freak you out, I’m asking them to get you to think about your worst-case scenario and how to be prepared for it. In other words you need Frugal Fitness for Emergencies.

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February is No Buy Month at Savvy Brown

No Buy Month is an annual event here at Savvy Brown. It’s sort of a reset button for your finances, another chance to gain control and a truth serum for spending. What is No buy Month? In a nutshell, for the entire month of February you put yourself on a financial diet and only spend money on necessities. What constitutes a necessity? Check out the following list: Continue reading

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Guest Post: Debt Free Divas answers the question “Pay Debt or Build Savings First?”

This is the classic chicken or the egg problem. Pay Debt or Build Savings? Which should one to do first? As we take on the No Buy Month challenge and reflect on spending habits – let’s consider this question. If you are in debt with limited (or no) savings, should you focus on building your savings or use the extra funds to pay off debt faster?

Let me tell you what I did.
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Savvy’s Simple Salsa Black Bean Soup

This black bean soup is my go to meal during the winter and perfect for No Buy Month. I usually make it with dry beans that have been soaked overnight, (they’re cheaper) and then boiled until soft. If you want you can use canned beans, but beware of BPAs. If you use less water, it’s more like a stew and can be served over rice. Continue reading

no buy month

The “No Buy Month” Prep Guide

The first rule of No Buy Month is preparation and it’s actually not as difficult as it seems. Since No Buy Month starts next week, (it’s the whole month of February) I thought I’d collect some past no buy months posts to get help you get ready. You may need to buy a few things in order to make things work. If you’re at a loss how to get started consider this list your official No Buy Month Prep Guide! Continue reading

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Guest Post: Debt Free Divas Talk Budget Basics

Budget Basics

As “No-Buy” Month winds down and everyone begins to reevaluate spending choices, a conversation about budgeting seems appropriate. Creating a regular budget is your ticket out of debt. Period! You can dress it up. Call it a spending plan. Do whatever floats your boat. Bottom line, operating on budget makes your money behave. Without it, you have a finger in the wind approach to managing your finances. Like my favorite quote states, “When you know better, you can do better.” Continue reading

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10 Ways to Watch TV Cable Free

Continuing No Buy Month, here are some tips on how to save money on your cable bill. If you have internet access, then it’s pretty redundant of you to be paying for cable. With a little setup, you can save a ton of money on those cable packages and still watch your favorite shows cable free! Continue reading

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Get Ready for The Next “No Buy Month”!

It’s that time of year again! February is almost here, No Buy Month is back and we have a week to prepare! The point of No Buy Month is to put you on a bit of a financial diet and to show you how to reign in your spending. Is it challenging? Yes. Impossible? Nope. The rules are simple… Continue reading